We can help you with instant personal loans between R2000 and R80,000

Why Challenor Finance?

competitive rates

Competitive Rates

We offer customized interest rates, the better your profile the lower your rate.

quick payment

Quick Payment

We pay our successful applicants within 24 hours, directly into their bank account.

manageable repayments

Manageable Repayments

Both your rate and your monthly payments are fixed, making it easy to budget.

service excellence

Service Excellence

Trusted by our customers for over 25 years, you can be assured of excellent service and a fair deal.

Apply in minutes. Receive a decision in 2 hours!
apply for a loan

It's easy to get a loan with Challenor Finance in 3 simple steps...


Fill in our online form or give us a call on 031 303 2647


You’ll get a decision within 2 hours!


Your loan is deposited into your bank account within 24 hours!


Want To Talk To Us Before You Apply?

One of our sales personnel will be happy to answer all your questions and provide detail information about the application process. We are happy to help.

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Hi and Good Day I would just like to thank Challenor Finance for helping me with a loan, at such short notice. The service was good and the helpful consultant over-performed and over-delivered, with regards to their service. I would recommend Challenor Finance to anyone. After the application was successful and processed, they paid the […]


Good day Thembi In 2014, I borrowed R9,000 from Challenor Finance, which lifted me up, and allowed me a start in life, with low interest compared to other loan providers. It was paid up within the required period of time. It is very difficult to have an imminent wedding date and a shortage of R7,000. […]

Dumisani Terrance Nkosi

Challenor Finance…. WOW… What a constant, in an industry where the only constant is change. Since 2014 the Challenor Merchant Finance has been unbelievable. Excellent service. Credit criteria that is industry related and practical. Then the cherry on top …. Unbelievable staff (Seema & her team). For us at It4afrika, they are our preferred credit […]

IT4 Afrika