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Helping Businesses
Grow Through
Affordable Finance

Fast, hassle-free credit application

process that helps you close more deals.

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TRUSTED FOR OVER 30 YEARS

Three Ways to Partner with Challenor

PARTNERSHIP PROGRAMMES

Whether you're a retailer, employer, or community leader - there's a partnership model designed for you.

Retail Stores

Help customers finance furniture, appliances and building materials while increasing store sales. A simple in-store process that drives revenue.

Employer Programme

Offer employees access to responsible loans through a simple QR application process. No payroll deductions, no HR administration.

Challenor Heroes

Community referrers who help customers complete the Quick Check and access responsible finance - earning rewards for every successful loan.

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SIMPLE PROCESS

How It Works

Become a Challenor Partner in 3 Easy Steps:

Enquire

Send us your details and

we'll contact you.

1

Register

Complete our simple onboarding process.

2

Start Selling

Submit applications through our hassle-free system and let us do the rest.

3

Check if You Qualify for a Loan

Complete our Quick Check to see if you qualify for a Challenor personal loan.

Fast eligibility check — no impact on your credit score

Loans from R3,000 – R80,000

Flexible repayment terms 6–36 months

SASSA Pensioners & Disability Grants welcome

PERSONAL LOANS

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WHY CHALLENOR

A Responsible Finance Partner

NCR Registered Credit Provider

Registration number NCRCP 314. Fully compliant with the National Credit Act and all related legislation.

Trusted for Over 30 Years

Decades of responsible lending to working South Africans across retail, employer, and community channels.

Responsible Lending Practices

We assess affordability carefully and only offer finance that works for the customer’s real financial situation.

Challenor Finance operates in accordance with the National Credit Act and related legislation.

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some of OUR PARTNERS

Working With Retailers and Employers Across South Africa

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Before

After

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Before

After

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Before

After

Before

After

“Our customers love Challenor Finance. Their service is excellent, approvals are fast, and the instalments are affordable. They’ve been a reliable partner to our store for many years.”

PH

Peter Hall

– Furniture Vibe

“Challenor Finance has helped us grow our sales significantly. Their system is quick and easy to use, making applications simple even during busy trading hours. Great service for both our business and our customers.”

CM

Chelsea McKibbin

– Ted’s Home Store

"I am very happy with Challenor Finance, I couldn't buy my couches cash and they came to my rescue with a reasonable interest and installment plan. Their staff are friendly and always available to assist, their customer and delivery service are top notch, I am very impressed."

TX

Thulile Xaba

- Google Review

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Selected Stores

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Projects Made Possible

See how Challenor Finance has helped South Africans improve their homes, complete renovations, and invest in their futures. 

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